Volunteering can be a fulfilling way to give back to your community, but it isn’t without risks. Injuries can happen while working at events, shelters, or outdoor projects, and understanding your options is crucial.
Below, our Florida personal injury lawyers explain how the Sunshine State treats volunteer injuries differently from employee injuries, which can complicate seeking compensation. Contact us at (561) 655-1990 today if you or a loved one were hurt volunteering.
If a volunteer is injured, determining liability depends on the circumstances of the injury and the organization’s insurance coverage. Here’s what happens if a volunteer is injured and what options may be available:
- Workers’ compensation: Volunteers are generally not covered under Florida’s workers’ compensation system unless explicitly included. Some organizations may provide coverage, but it is not required by Florida Statutes § 440.02.
- Organization liability insurance: Many nonprofit organizations carry general liability insurance, which may cover volunteer injuries. This coverage can include medical expenses and other damages.
- Premises liability: If the injury occurred due to unsafe conditions on the organization’s property, the entity may be liable under Florida Statutes § 768.0755, which governs premises liability for invitees.
- Third-party liability: If a third party, such as a vendor or contractor, caused the injury, the volunteer may pursue a claim against that party.
- Personal health insurance: Volunteers often rely on their own health insurance to cover medical expenses, especially if organizational coverage is unavailable.
Compensation available to injured volunteers
Injured volunteers may be entitled to various forms of compensation, including:
- Medical expenses: Coverage for emergency care, rehabilitation, and ongoing treatment.
- Lost income: Reimbursement for wages lost if the injury affects your ability to work in your regular job.
- Pain and suffering: Compensation for physical pain, emotional distress, and reduced quality of life.
- Out-of-pocket expenses: Reimbursement for costs related to the injury, such as transportation to medical appointments.
Common causes of volunteer injuries
Volunteers face various risks depending on the nature of their activities. Common causes of injuries include:
- Slip-and-fall accidents: Wet floors, uneven surfaces, or debris can lead to falls.
- Lifting or carrying heavy items: Many volunteer roles involve physical tasks that can result in back or joint injuries.
- Equipment misuse: Inadequate training or malfunctioning equipment can cause harm.
- Exposure to hazardous materials: Volunteers working in disaster relief or environmental cleanups may face toxic substances.
- Vehicle-related accidents: Driving or riding in organizational vehicles can lead to collisions.
Steps to take after a volunteer injury
If you are injured while volunteering, take these steps to protect your rights:
- Seek medical attention: Prioritize your health by getting immediate medical care and documenting your injuries.
- Report the injury: Notify the organization as soon as possible, providing detailed information about how the injury occurred.
- Document the incident: Take photos of the scene, your injuries, and any contributing hazards. Collect contact information from witnesses.
- Review organizational policies: Check whether the organization has volunteer insurance coverage and understand what is included.
- Consult an attorney: An experienced personal injury attorney can evaluate your case and advise you on your options for compensation.
How Lytal, Reiter, Smith, Ivey & Fronrath can help
At Lytal, Reiter, Smith, Ivey & Fronrath, we understand the challenges volunteers face when injured during charitable work. Our experienced legal team will investigate the circumstances of your injury, determine liability, and pursue the compensation you deserve. Whether your case involves organizational negligence or third-party liability, we are here to help.
Contact us for a free consultation
If you’re wondering, “What happens if a volunteer is injured?” don’t face the legal process alone. Contact Lytal, Reiter, Smith, Ivey & Fronrath at (561) 655-1990 for a free consultation. Let us help you secure justice and fair compensation for your injuries.
